A Client-Centered Approach ~ It's really all about you!™
Theresa M. Rosen, CFP® (CERTIFIED FINANCIAL PLANNER), CLTC® (Professional Certified in Long-Term Care)
Retirement Income Planning Specialist
In 1986 shortly after graduating from Northeastern University in Boston, MA, Theresa attended a job fair for recent college grads at the Copley Plaza Hotel. Being open to a variety of career possibilities, she was particularly intrigued by the presentation of a company that helped employees of various public school systems nationwide. This company helped them learn how to save for retirement by utilizing 403(b) plans. Theresa did not know what a 403(b) plan was at that time, and turned to her friend and said: “I don’t know what a 403(b) plan is, but I really like the idea of helping teachers, janitors, principals, and public school employees save money for their futures!”
Since 1986, Theresa has been providing prudent wealth management™ services to her clients. She is the founder of Prudence Financial, Inc. By partnering with Commonwealth Financial Network®, an independent broker/dealer, she operates with the objective of being able to provide impartial advice and is not beholden to proprietary products/ sales tactics of the traditional broker/dealers.
Theresa has been an active member of her community both personally and professionally. She graduated with a BS in finance and marketing from Northeastern University. She is an active member of the Financial Planning Association. In addition, she has served as past president of the Sudbury Rotary Club, past president of the Metrowest Business and Professionals Organization, and lead blood drive coordinator for her local Red Cross.
Theresa has run the Boston Marathon in 2005, 2007, 2008, 2011, 2013, 2014, as well as the Miami Marathon in 2008, and the NYC Marathon in 2010 for various charities. She has raised more than $50,000 for these charities.
FUN FACT: On August 25, 2021, Theresa recently completed hiking all of the 48 peaks that are 4,000 feet or higher in elevation in New Hampshire, and is an esteemed member of the NH48 four thousand footer club! This was a journey that spanned just more than three years.
Theresa is a health and fitness enthusiast. She truly respects and values the pursuit of health—physically, mentally, and spiritually. Your health, in addition to financial well-being, is your wealth as well.
Theresa M. Rosen is proud to have been recognized as a Vista Club advisor for 2021—a distinction based on annual production that places her among the top 27 percent of advisors affiliated with Commonwealth Financial Network.
Each year, Commonwealth, the broker/dealer–RIA that helps us process investment transactions on your behalf, recognizes Vista Club advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. Vista Club advisors benefit from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide ever-higher levels of service, education, and leadership to their clients.
*Theresa has been named a multi-year Five Star Wealth Manager (www.fivestarprofessional.com).
Sara M. Foster
Client Relationship Manager
Sara joined Prudence Financial as a client relationship manager with more than 10 years of experience in the financial services field. She lends her talents to coordinating all aspects of a client’s experience. Sara ensures that a seamlessly smooth experience is had by our clients from the time they decide to work with Prudence Financial, Inc. A major part of this includes maintaining a high standard of service by solving any and all administrative tasks/issues/questions that may arise for our clients.
*Based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 2,467 Boston wealth managers were considered for the award; 622 (25 percent of candidates) were named 2017 Five Star Wealth Managers. (The criteria provided reflects the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award may vary from year to year). These awards are not indicative of the wealth managers' future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com.